*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:#172033;background:#f8fafc;line-height:1.65}a{color:inherit;text-decoration:none}.container{width:min(1160px,92%);margin:auto}.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);backdrop-filter:blur(12px);border-bottom:1px solid #e7ebf2}.nav-wrap{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:flex;align-items:center;gap:10px;font-size:20px;font-weight:800;letter-spacing:-.4px}.brand-mark{width:36px;height:36px;border-radius:11px;display:grid;place-items:center;background:#173b75;color:#fff;font-size:12px;box-shadow:0 8px 18px rgba(23,59,117,.2)}.nav{display:flex;align-items:center;gap:19px;font-size:14px;font-weight:650}.nav a:hover{color:#173b75}.nav .nav-cta,.btn{background:#173b75;color:#fff!important;border-radius:10px;padding:11px 17px;box-shadow:0 8px 20px rgba(23,59,117,.18)}.hero{padding:82px 0 68px;background:linear-gradient(135deg,#eef5ff,#fff 58%,#f5f8fc)}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:54px;align-items:center}.eyebrow{display:inline-flex;padding:7px 11px;border-radius:999px;background:#e5efff;color:#173b75;font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.08em}.hero h1{font-size:clamp(40px,5vw,64px);line-height:1.08;letter-spacing:-2.2px;margin:18px 0}.hero p{font-size:18px;color:#536078;max-width:700px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.btn.secondary{background:#fff;color:#173b75!important;border:1px solid #ccd6e6;box-shadow:none}.hero-card,.card,.form-card,.notice,.faq-item{background:#fff;border:1px solid #e4e9f1;border-radius:18px;box-shadow:0 18px 45px rgba(26,42,69,.07)}.hero-card{padding:30px}.hero-card h3{margin-top:0;font-size:22px}.checklist{list-style:none;padding:0;margin:20px 0}.checklist li{padding:11px 0;border-bottom:1px solid #edf0f5}.checklist li:last-child{border:0}.checklist li:before{content:"✓";font-weight:900;color:#173b75;margin-right:10px}.section{padding:76px 0}.section.alt{background:#fff}.section-head{max-width:740px;margin-bottom:36px}.section-head h2,.section h2{font-size:38px;line-height:1.18;letter-spacing:-1.2px;margin:10px 0}.section-head p,.card p{color:#617087}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{padding:26px}.card .icon{font-size:26px}.card h3{margin:12px 0 7px}.card p{margin:0}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.step{padding:25px;background:#f7f9fc;border:1px solid #e4e9f1;border-radius:16px}.step-num{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:#173b75;color:#fff;font-weight:800}.step h3{margin:15px 0 6px}.split{display:grid;grid-template-columns:1fr 1fr;gap:30px;align-items:start}.notice{padding:22px;background:#f8fbff}.notice strong{color:#173b75}.cta-band{background:#173b75;color:#fff;border-radius:22px;padding:44px}.cta-band p{color:#dbe6f7}.form-card{padding:30px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:17px}.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}label{font-size:13px;font-weight:750}input,select,textarea{width:100%;border:1px solid #ccd5e3;border-radius:10px;padding:12px 13px;font:inherit;background:#fff;color:#172033}textarea{min-height:130px;resize:vertical}.consent{font-size:12px;color:#667389;display:flex;gap:9px;align-items:flex-start;margin:17px 0}.consent input{width:auto;margin-top:4px}.page-hero{padding:64px 0 46px;background:#eef5ff}.page-hero h1{font-size:48px;line-height:1.12;letter-spacing:-1.5px;margin:8px 0}.page-hero p{max-width:760px;color:#58677f;font-size:18px}.service-list{display:grid;grid-template-columns:1fr 1fr;gap:18px}.service-list .card{box-shadow:none}.faq-list{display:grid;gap:13px}.faq-item{padding:21px 24px}.faq-item h3{margin:0 0 7px;font-size:17px}.faq-item p{margin:0;color:#627087}.legal{max-width:850px}.legal h2{margin-top:34px}.legal p,.legal li{color:#5f6c81}.footer{background:#0f1d33;color:#d7e0ed;padding:58px 0 20px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:35px}.footer-brand{color:#fff;margin-bottom:13px}.footer p{color:#aebbd0}.footer h4{color:#fff;margin:0 0 12px}.footer-grid a{display:block;color:#b9c5d6;font-size:14px;margin:7px 0}.footer-grid a:hover{color:#fff}.legal-note{margin-top:35px;padding:17px 19px;border:1px solid #2a3b56;border-radius:12px;color:#aebbd0;font-size:12px}.footer-bottom{display:flex;justify-content:space-between;gap:15px;border-top:1px solid #263750;margin-top:25px;padding-top:18px;font-size:12px;color:#92a1b7}.chat-float{position:fixed;right:22px;bottom:22px;background:#173b75;color:#fff;padding:12px 17px;border-radius:999px;font-weight:750;box-shadow:0 12px 28px rgba(23,59,117,.3);z-index:30}.success{padding:18px;border-radius:12px;background:#edf9f0;border:1px solid #b9dfc1;color:#245b31;margin-bottom:20px}.warning{padding:14px;border-radius:10px;background:#fff8e8;border:1px solid #efd69b;color:#6e531a;font-size:13px;margin-bottom:20px}@media(max-width:900px){.nav{display:none}.hero-grid,.split{grid-template-columns:1fr}.grid-3,.steps{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}}@media(max-width:600px){.hero{padding:55px 0}.hero h1{font-size:42px}.page-hero h1{font-size:38px}.grid-3,.steps,.service-list,.form-grid,.footer-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.cta-band{padding:30px}.chat-float span{display:none}}